|
Particulars
|
Indicators
|
2002/03
|
2003/04
|
2004/05
|
2005/06
|
2006/07
|
|
Percent of Net Profit/Gross Income
|
Percent
|
-0.09
|
22.46
|
10.04
|
7.58
|
18.64
|
|
Earning Per Share
|
Amount
|
-9.93
|
35.15
|
14.02
|
14.63
|
48.51
|
|
Market Value Per Share
|
Amount
|
125
|
107
|
145
|
208
|
600
|
|
Price Earning Ratio
|
Ratio
|
-13
|
3
|
10
|
14
|
12
|
|
Dividend(including bonus) on share capital
|
Percent
|
0
|
0
|
0
|
40
|
41
|
|
Cash Dividend on Share Capital
|
Percent
|
0
|
0
|
0
|
15
|
6
|
|
Interest Income/Loan & Advances
|
Percent
|
12.23
|
12.43
|
14.99
|
11.62
|
22.21
|
|
Staff Expenses/Total Operating Expenses
|
Percent
|
8.89
|
9.2
|
7.29
|
7.68
|
5.75
|
|
Interest Expenses on Total Deposit and Borrowing
|
Percent
|
8.24
|
7.15
|
6.16
|
6.39
|
11.82
|
|
Exchange Gain/Total Assets
|
Percent
|
0
|
0
|
0
|
0
|
0
|
|
Staff Bonus/Total Staff Expenses
|
Percent
|
0
|
80.96
|
48.81
|
85.9
|
120.16
|
|
Net Profit/Loan and Advances
|
Percent
|
-1.64
|
4.86
|
1.77
|
1.53
|
5.89
|
|
Net Profit/Total Assets
|
Percent
|
-1.14
|
2.94
|
1.2
|
1.13
|
3.27
|
|
Total Credit/Deposit
|
Percent
|
96.68
|
106.22
|
86.3
|
116.3
|
99.08
|
|
Total Operating Expenses/Total Assets
|
Percent
|
7.73
|
5.78
|
6.17
|
7.03
|
8.64
|
|
Adequecy of Capital Fund on Risk Weighted Assets
|
|
|
|
|
|
|
|
A. Core Capital
|
Percent
|
14.49
|
7.97
|
10.44
|
12.32
|
15.04
|
|
B. Supplementary Capital
|
Percent
|
1.32
|
0.64
|
2.72
|
1.62
|
1.32
|
|
C. Total Capital Fund
|
Percent
|
15.81
|
8.61
|
13.16
|
13.94
|
16.36
|
|
Liquidity(CRR)
|
Ratio
|
16.64
|
37.02
|
13.3
|
22.28
|
67.6
|
|
Non Performing Credit/Total Credit
|
Percent
|
20.35
|
11.25
|
14.68
|
10.35
|
7.12
|
|
Weighted Average Interest Rate Spread
|
Percent
|
6.61
|
5.94
|
6.31
|
5.23
|
4.96
|
|
Book Net-worth
|
( '000’)
|
108
|
128
|
155
|
155
|
166
|
|
Total Shares
|
Number
|
580038
|
580038
|
600000
|
600000
|
749412
|
|
Total Staff
|
Number
|
22
|
22
|
21
|
26
|
30
|
|
Others
|
-
|
-
|
-
|
-
|
-
|
-
|