Particulars

Indicators

2002/03

2003/04

2004/05

2005/06

2006/07

Percent of Net Profit/Gross Income

Percent

-0.09

22.46

10.04

7.58

18.64

Earning Per Share

Amount

-9.93

35.15

14.02

14.63

48.51

Market Value Per Share

Amount

125

107

145

208

600

Price Earning Ratio

Ratio

-13

3

10

14

12

Dividend(including bonus) on share capital

Percent

0

0

0

40

41

Cash Dividend on Share Capital

Percent

0

0

0

15

6

Interest Income/Loan & Advances

Percent

12.23

12.43

14.99

11.62

22.21

Staff Expenses/Total Operating Expenses

Percent

8.89

9.2

7.29

7.68

5.75

Interest Expenses on Total Deposit and Borrowing

Percent

8.24

7.15

6.16

6.39

11.82

Exchange Gain/Total Assets

Percent

0

0

0

0

0

Staff Bonus/Total Staff Expenses

Percent

0

80.96

48.81

85.9

120.16

Net Profit/Loan and Advances

Percent

-1.64

4.86

1.77

1.53

5.89

Net Profit/Total Assets

Percent

-1.14

2.94

1.2

1.13

3.27

Total Credit/Deposit

Percent

96.68

106.22

86.3

116.3

99.08

Total Operating Expenses/Total Assets

Percent

7.73

5.78

6.17

7.03

8.64

Adequecy of Capital Fund on Risk Weighted Assets

A. Core Capital

Percent

14.49

7.97

10.44

12.32

15.04

B. Supplementary Capital

Percent

1.32

0.64

2.72

1.62

1.32

C. Total Capital Fund

Percent

15.81

8.61

13.16

13.94

16.36

Liquidity(CRR)

Ratio

16.64

37.02

13.3

22.28

67.6

Non Performing Credit/Total Credit

Percent

20.35

11.25

14.68

10.35

7.12

Weighted Average Interest Rate Spread

Percent

6.61

5.94

6.31

5.23

4.96

Book Net-worth

( '000’)

108

128

155

155

166

Total Shares

Number

580038

580038

600000

600000

749412

Total Staff

Number

22

22

21

26

30

Others

-

-

-

-

-

-